:root{--canvas:#F8F7F3;--ink:#17203A;--muted:#5B6275;--action:#3155D9;--blue:#E0EBFF;--lilac:#EFE8FF;--daily:#DDF6EE;--ref:#FFE7EB;--goal:#FFD052;--line:#E6E3DA;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--canvas);color:var(--ink);font:16px/1.6 Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--action)}img{max-width:100%;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
header.top{position:sticky;top:0;z-index:10;background:rgba(248,247,243,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--ink);text-decoration:none}
.logo img{width:36px;height:36px}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.nav ul a{color:var(--ink);text-decoration:none;font-weight:500;font-size:15px}.nav ul a:hover{color:var(--action)}
.menu-btn{display:none;background:#fff;border:1px solid var(--line);border-radius:12px;width:44px;height:44px;font-size:20px;cursor:pointer}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:0 24px;border-radius:var(--r);font-weight:700;text-decoration:none;font-size:16px;border:0;cursor:pointer}
.btn-primary{background:var(--action);color:#fff}.btn-primary:hover{background:#2646bd}
.btn-goal{background:var(--goal);color:var(--ink)}.btn-ghost{background:#fff;color:var(--action);border:1px solid var(--line)}
.btn-sm{min-height:42px;padding:0 18px;font-size:15px}
.hero{padding:72px 0 40px;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;gap:8px;align-items:center;background:var(--daily);color:#0f6b4e;font-weight:600;font-size:14px;padding:6px 14px;border-radius:99px}
h1{font-size:clamp(38px,6vw,64px);line-height:1.05;letter-spacing:-.02em;margin:18px 0}
h2{font-size:clamp(28px,4vw,40px);line-height:1.15;letter-spacing:-.01em;margin:0 0 14px}
h3{font-size:20px;margin:0 0 8px}
.lead{font-size:19px;color:var(--muted);max-width:540px}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 14px}
.note{font-size:13px;color:var(--muted)}
.phones{display:flex;justify-content:center;align-items:flex-end;gap:18px}
.phone{flex:none;width:248px;border-radius:32px;border:7px solid var(--ink);background:var(--ink);overflow:hidden;box-shadow:0 26px 50px -22px rgba(23,32,58,.45)}
.phone img{width:100%;height:auto;border-radius:25px;display:block}
.phones .phone:last-child{width:220px;margin-bottom:34px;opacity:.96}
.shots{display:flex;gap:24px;overflow-x:auto;padding:30px 4px 10px;scroll-snap-type:x mandatory}
.shots .phone{width:236px;scroll-snap-align:center}
.shots figure{margin:0}.shots figcaption{text-align:center;font-size:14px;color:var(--muted);margin-top:12px}
section{padding:72px 0}
.center{text-align:center}.center .lead{margin:0 auto}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
.card{background:#fff;border-radius:22px;padding:26px;border:1px solid var(--line)}
.card .num{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;font-weight:800;margin-bottom:16px}
.card p{margin:0;color:var(--muted);font-size:15px}
.t-blue{background:var(--blue)}.t-lilac{background:var(--lilac)}.t-daily{background:var(--daily)}.t-ref{background:var(--ref)}.t-goal{background:var(--goal)}
.ways{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:40px}
.way{border-radius:24px;padding:30px;display:flex;gap:20px;align-items:flex-start}
.way .ico{flex:none;width:64px;height:64px;border-radius:18px;background:#fff;display:grid;place-items:center}
.way p{margin:0;color:var(--muted)}
.states{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.state{display:flex;align-items:center;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}
.pill{font-size:13px;font-weight:600;padding:4px 12px;border-radius:99px;min-width:104px;text-align:center}
.p-av{background:var(--daily);color:#0f6b4e}.p-pe{background:#FFF1D6;color:#8a5a00}.p-pr{background:var(--lilac);color:#6b3fd4}.p-pa{background:var(--daily);color:#0f6b4e}.p-fa{background:var(--ref);color:#c0304b}
.state span:last-child{color:var(--muted);font-size:15px}
.band{background:var(--ink);color:#fff;border-radius:32px;padding:56px;display:grid;grid-template-columns:1.4fr 1fr;gap:30px;align-items:center}
.band p{color:#C9CEDC}
details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 22px;margin-bottom:12px}
summary{cursor:pointer;list-style:none;padding:20px 30px 20px 0;font-weight:600;font-size:17px;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:16px;font-size:24px;color:var(--action);font-weight:400}
details[open] summary::after{content:"–"}
details p,details ul{margin:0 0 20px;color:var(--muted)}
.faq-group{margin:44px 0 14px;font-size:14px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.page-head{padding:64px 0 24px}.page-head h1{font-size:clamp(34px,5vw,52px)}
.doc{background:#fff;border:1px solid var(--line);border-radius:26px;padding:48px;margin-bottom:72px;max-width:860px}
.doc h2{font-size:24px;margin:36px 0 10px}.doc h2:first-child{margin-top:0}
.doc p,.doc li{color:#394056}.doc ul{padding-left:22px}
.doc table{width:100%;border-collapse:collapse;font-size:15px;margin:12px 0}
.doc td,.doc th{border-bottom:1px solid var(--line);padding:10px 8px;text-align:left;vertical-align:top}
.meta{color:var(--muted);font-size:14px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
form label{display:block;font-weight:600;font-size:14px;margin:16px 0 6px}
input,select,textarea{width:100%;font:inherit;padding:13px 14px;border-radius:14px;border:1px solid #D7D4CB;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--action);border-color:transparent}
footer{border-top:1px solid var(--line);padding:48px 0 36px;margin-top:40px;font-size:14px;color:var(--muted)}
.foot{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}
footer h4{color:var(--ink);margin:0 0 12px;font-size:15px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer a{color:var(--muted);text-decoration:none}footer a:hover{color:var(--action)}
.legal{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:13px}
@media(max-width:900px){
 .hero,.states,.band{grid-template-columns:1fr}.band{padding:36px}
 .steps{grid-template-columns:1fr 1fr}.ways,.grid2,.foot{grid-template-columns:1fr}
 .phone{width:200px}.phones .phone:last-child{width:178px;margin-bottom:26px}
 .menu-btn{display:block}
 .nav ul{display:none;position:absolute;top:68px;left:0;right:0;background:var(--canvas);flex-direction:column;padding:20px 24px;border-bottom:1px solid var(--line)}
 .nav ul.open{display:flex}.nav .btn-sm{display:none}
 .doc{padding:26px}
}
@media(max-width:520px){.steps{grid-template-columns:1fr}.wrap{padding:0 16px}.phones .phone:last-child{display:none}.phone{width:250px}}